Who we help

Business owners / entrepreneurs

Running your own business comes with a blend of challenges and opportunities. At Betterment Wealth, we support your financial wellbeing at every stage, from launching your enterprise and managing growth to planning for succession and eventual exit.

Supportive planning for your business and personal wealth

When you run a business, every financial decision you make shapes both the company you’re growing and the future you’re building for yourself. You deserve a plan that helps you maximise pension contributions, extract profits efficiently, and protect the success you’ve worked hard to achieve.

We understand the intricacies of business finances and the importance of integrating your personal financial goals with those of your business.

Looking to save for retirement through your business?
Wanting to extract profits in a tax-effective way?
Looking to develop your succession strategy?
Considering exit strategies for your company?

How we can help

Our expert guidance allows you to focus on growing your business while we handle the financial planning.

From optimising cash flow and protecting key assets to supporting your personal wealth planning, we pride ourselves on offering solutions that are thoughtfully tailored to your personal circumstances.

We also offer financial consultations to the employees of companies we advise – particularly those approaching important life milestones – providing additional support across your business community.

Speak to a planner

Let us help you build a legacy of security and prosperity, tailored to your life’s milestones.

Speak to a planner

Your financial journey

Guiding you through every stage of your financial journey

At Betterment Wealth, we understand that financial needs and goals evolve with life’s milestones. Whether you’re an individual, part of a family, or a business owner, we’re here to navigate you through every critical life stage with tailored financial strategies.

1.

Initial call

Our journey begins with an introductory conversation. This is your chance to share what’s important to you and ask questions.

2.

Discovery

In this stage, we gather detailed information about your current financial situation to understand your goals and challenges.

3.

Planning

Using insights from our discovery meeting, we develop a personalised financial strategy that reflects your goals and preferences.

4.

Presentation

We walk you through the proposed plan in detail, explaining the rationale and how it meets your goals.

5.

Review, Plan and Action Meetings

Financial planning isn’t a one-off exercise. We stay in touch with regular reviews to ensure your plan evolves as life changes.

Client stories

Our clients say it best

Discover how our personalised advice has supported clients through important financial decisions and life changes.

Hear their stories

Richard helped us plan not just our finances, but the life we wanted to live

Peter

We went from uncertainty to feeling genuinely confident about our family’s future.

Alex

    
 
 
       Posted on Google  
   
   Ian Valvona 
 
 
 
 Trustindex verifies that the original source of the review is Google. Richard and his team provide a great service, in my case over several years around mortgage brokering. What makes Richard, in particular, different from other professionals in this area is how much time he will spend in properly understanding both your circumstances but also what you and your family are trying to achieve into the future. He then brings the right products into discussion without ever suggesting one or the other product is 'right' or "better', rather allowing you to come to that conclusion yourself with further advice from him and his team as and when needed. It also helps that Richard, who I've known for years now, is a really lovely person! I unhesitatingly recommend him and his company's services! Ian Valvona - September 2025.
  
 
      Posted on Google  
   
   Carina Eriksson 
 
 
 
 Trustindex verifies that the original source of the review is Google. We have used Betterment Wealth twice now. They've been incredibly helpful, efficient, thorough and honest throughout the process. We felt we were in safe hands, getting the best mortgage offer for us, and would have been a bit lost without them. Cannot recommend them enough.
  
 
      Posted on Google  
   
   Chris Holden 
 
 
 
 Trustindex verifies that the original source of the review is Google. Jamie was great from start to finish arranging the mortgage. A non standard set of circumstances that required additional work to resolve. Throughout Jamie was great. Highly recommend for mortgage advice, application and follow through to a successful mortgage offer and finally exchange and completion.
  
 
      Posted on Google  
   
   Michael Shields 
 
 
 
 Trustindex verifies that the original source of the review is Google. Exemplary service from everyone at Betterment Wealth - I had a great, personalised, service from Richard and Laila and have dealt with Richard before for previous remortgages etc. Despite my slightly unusual pay structure, the team were able to package things up and present the complexity neatly to lenders, making the process effortless from my point of view. Highly recommend and will be using Richard and the team for future remortgages and other financial input.
  
 
      Posted on Google  
   
   Samuel Matthey 
 
 
 
 Trustindex verifies that the original source of the review is Google. We cannot recommend Betterment Wealth highly enough. They were with us every step of the way during our first property purchase, offering excellent advice, efficient paperwork/admin processes and helpful, personable staff. Special mention must be given to Jamie Panter, who was our main point of contact through the process and was always willing to talk and offer support and advice, as well as being very understanding of our personal circumstances. Additionally, Laila Hatcher offered excellent support during the latter stages of the purchase. I’m very glad that we selected Betterment Wealth. Would recommend to anyone.
  
 
      Posted on Google  
   
   Mel Walker 
 
 
 
 Trustindex verifies that the original source of the review is Google. I have followed Richard over to Betterment Wealth as he has been a God Send to my finances. He has enabled me to have 2 properties and sorted out my pension so I have NO money worries even though I am freelance. Everybody needs a Richard, he simplifies everything makes sure you understand and I am SO pleased I met him!