How do you help me ensure a continuing income if I cannot work?

This scenario has two key protection types: income protection and critical illness cover. The former provides a “replacement income” (e.g. up to two-thirds of your salary) if you become injured or ill and unable to work. The latter provides a lump sum if, say, you are diagnosed with a medical condition such as a severe heart attack. We can help you assess the different options on the market for such policies and build a robust protection plan.