Author: Richard Fearn
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How to practice mindfulness when managing your money
How you approach managing your finances could affect your ability to reach long-term goals. The Japanese spending philosophy “kakeibo” could help you practice financial mindfulness and get more out of your assets. Spending money without thinking about how it’ll affect your long-term finances could mean you miss opportunities to secure…
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The potential perils of accessing your pension at 55
Reaching the minimum pension age and being able to access your retirement savings might mean new possibilities opening up. You may start thinking about giving up work, withdrawing a lump sum to pursue a goal, or using your pension to boost your regular income. It’s an exciting time, but it’s…
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4 ways that money can make you happy
This guest blog was written by Chris Budd who wrote the original Financial Wellbeing Book, and also the Four Cornerstones of Financial Wellbeing. He founded the Institute for Financial Wellbeing and has written more than 100 episodes of the Financial Wellbeing Podcast. Money holds an important role in all…
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How financial planning could help you overcome decision paralysis
How long do you leave essential tasks on your to-do list? If you’ve put off tasks because they feel overwhelming, you’re not alone, but delays could be harmful. Read on to find out how financial planning may help you overcome decision paralysis. According to a January 2025 study from the…
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A Short, Simple Guide to the State Pension
The UK State Pension is fairly complex and has been subject to several changes over the years. Despite calls for successive governments to simplify the system, it remains confusing and intimidating for many people. If you are feeling overwhelmed by the State Pension or simply want to find out more…
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What Falling Inflation Means for Your Finances
Following a cost of living crisis spanning almost two years, the rate of inflation has dropped to 3.9%. This is still relatively high, considering the Bank of England’s target is 2%. But having seen rates of over 11% in recent memory, there are strong indications that price…
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Bonus Sacrifice – Should You Use it to Save Tax?
If you are fortunate enough to receive a bonus this year, you may be considering ways to save tax. While a cash windfall is always welcome, your bonus might push you into higher rates of tax, meaning that you receive less than you were expecting. Below, we explain how…
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4 Ways to Strengthen Your Investment Portfolio
The market is challenging at the moment and world events are adding to the uncertainty. As an investor, you may be considering ways to strengthen and protect your investment portfolio. When you invest, your portfolio will rise and fall with the market – there is no way around this, especially…