Author: Richard Fearn

A Short, Simple Guide to the State Pension

The UK State Pension is fairly complex and has been subject to several changes over the years. Despite calls for successive governments to simplify the system, it remains confusing and intimidating for many people. If you are feeling overwhelmed by the State Pension or simply want to find out more…

What Falling Inflation Means for Your Finances

Following a cost of living crisis spanning almost two years, the rate of inflation has dropped to 3.9%. This is still relatively high, considering the Bank of England’s target is 2%. But having seen rates of over 11% in recent memory, there are strong indications that price…

Tax Year End Planning Guide – 2023/2024

With the end of the tax year fast approaching, it’s a good time to organise your finances and make sure you make the most of your tax allowances, reliefs, and exemptions. Some of these allowances will be lost if you don’t use them before the end of the tax year.

A Short Guide to Getting Your Finances in Shape for 2024

As we approach the end of 2023 and reflect on the past year, it’s worth taking a moment to consider whether you are on track to meet your financial goals. With the excesses (and likely overspending) of the festive period, this could be a good time to think about improving…

Bonus Sacrifice – Should You Use it to Save Tax?

If you are fortunate enough to receive a bonus this year, you may be considering ways to save tax. While a cash windfall is always welcome, your bonus might push you into higher rates of tax, meaning that you receive less than you were expecting. Below, we explain how…

4 Ways to Strengthen Your Investment Portfolio

The market is challenging at the moment and world events are adding to the uncertainty. As an investor, you may be considering ways to strengthen and protect your investment portfolio. When you invest, your portfolio will rise and fall with the market – there is no way around this, especially…